4.97 out of 5 based on 2,400+ reviews
4.97 out of 5 based on 2,400+ reviews
Not sure where to start? Pick a mortgage calculator below and we’ll help you run the numbers — from repayments and borrowing power to rental ROI and stamp duty fees.
Not sure where to start? Pick a mortgage calculator below and we’ll help you run the numbers — from repayments and borrowing power to rental ROI and stamp duty fees.
Estimate your monthly payments based on loan amount, term and interest rate.
Calculate the stamp duty you may pay based on property price and buyer type.
Calculate the maximum loan supported by the projected rent.
Get an estimate of your borrowing capacity based on income, outgoings and deposit.
Estimate potential yield and return once rent, fees and running costs are included.
The above calculations are a guide only and are not guaranteed nor should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. Please make an appointment to receive mortgage advice suitable for your needs and circumstances.
All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders. Loans are subject to status and valuation and are not available to persons under 18 years of age. Written quotations are available from individual lenders. For secured loans, the lender will require a charge on your property and in the case of endowment mortgages, an endowment/life policy for the amount of the advance and a charge over the property. For interest-only mortgages, the above calculations do not take into account the cost of any endowment, pension, or other savings plan being used to repay the loan. In addition, the figures shown in respect to both repayment and interest-only mortgages do not include the cost of additional life cover. Your home may be repossessed if you do not keep up repayments on your mortgage.
Whatever your situation, our premier mortgage team, can advise on the best solution. We specialise in complex and bespoke mortgage solutions to help you find the best possible terms.
Stay informed with our expert guides and insights into high-value property finance, commercial lending, and protection strategies.
If you’re just starting out, How Much Can I Borrow? is a good place to begin. If you already have a property price in mind, try the Repayment Calculator to estimate monthly payments.
Estimates are fine for an initial view. The more accurate your inputs (income, commitments, deposit, expected rent, fees), the more useful the results will be.
They’re illustrative estimates, designed to help you understand potential costs and affordability. Your actual available rates and borrowing can vary by lender, credit profile, property type, and underwriting.
They help you estimate key buy-to-let figures such as potential borrowing, mortgage costs, and whether rent might meet typical lender coverage expectations—so you can sense-check a property before going deeper.
Lenders consider factors the calculators can’t fully capture, such as credit history, existing debts, property type/construction, employment type, stress-testing rules, and detailed affordability models.
Use the results to narrow down your budget and scenarios, then speak to a mortgage adviser to confirm affordability and explore suitable products for your circumstances.
No. Using these calculators does not run a credit check and won’t impact your credit score.
4.97 out of 5 based on 2,400+ reviews
Residential Mortgages
Specialist Mortgages
Buy to Let Mortgages
Mortgages by Profession