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Bridging Finance Secures Vital Funds For Home Repairs And Cash Flow

  • November 28th, 2024
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Rated 4.97 out of 5 from 2,400+ reviews

a roofer nails on the roof tiles

The Situation

The client had invested all their funds into a property refurbishment, with a significant sum of cash tied up in the property. However, they now required immediate funds to be released from the property to cover urgent roof repairs on their main residence and to support cash flow until the property sale completes.
With no regular income following the recent sale of their business, the client needed short-term funding to bridge this temporary cash flow gap. A bridging loan provided the flexibility they required, despite this being a unique scenario where many lenders would be uncomfortable with capital raising simply to aid cashflow.

How Private Finance Helped

Our Private Finance mortgage consultant approached a specialist bridging lender who offered a competitive rate and didn’t require a solicitor or legal work, as there were no changes to the title or land registry (since this wasn’t a new purchase).
An Automated Valuation Model (AVM) was accepted, removing the need for a valuation fee, which streamlined the process and reduced costs for the client. This solution allowed our client to address the immediate repairs on their residence and stabilise their cash flow, all without impacting their main investment.

If this scenario resonates with you or you’re seeking personalised mortgage advice for another situation, please get in touch — we’d be happy to see how we can help. Call us on 0800 652 0971 or email info@privatefinance.co.uk.

Disclaimer: The information presented in our case studies is intended for illustrative and marketing purposes only. Some case studies may be based on multiple enquiries or hypothetical scenarios to demonstrate typical processes or outcomes. Not all case studies represent completed business transactions, and the inclusion of a case study does not imply that the business was successfully concluded.

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